Skip to main content

Welcome to Premier Financial Management

Your Hard Work Deserves a Smart Financial Plan.

Samantha Thomas has been helping hardworking individuals build, grow, and protect their wealth for over 12 years. Based in Saratoga Springs — serving clients across 14 states.

Schedule a Consultation
Learn How We Help

12+ Years
of Experience

Serving Clients
Across 14 States

Osaic Wealth Member FINRA/SIPC

Based in Saratoga Springs, New York

Meet Samantha Thomas
2018
Founded in Saratoga Springs

About Your Advisor

Hi, I’m Sam. I Help Hardworking People Build the Retirement They’ve Earned.

My name is Samantha Thomas and I am an Investment Advisor Representative as well as the one who started Premier Financial Management.

In the 12 plus years I have spent in financial services, I came to see a need for something different. So I set up PFM with a single objective: to provide the sort of personal, hands on guidance that people in my client base should expect.

Those who work with me will tell you I have a way of simplifying the more complicated side of finance. I make it a point to be the type of advisor who is there when the time comes.

Meet Sam

What We Offer

Comprehensive Financial Guidance, Tailored to You.

Not sure where to start? That’s what the first conversation is for. We’ll help you figure out what you actually need. Schedule a Consultation.

Our Specialty

A Niche Area That Requires Deep Expertise

Net Unrealized Appreciation (NUA) is a niche area of financial planning that requires in-depth knowledge and an understanding of the unique challenges and opportunities it presents. If you have company stock inside an employer-sponsored retirement plan — like a 401(k) — this strategy could make a meaningful difference in your tax picture at retirement.

Sam has spent years working with clients in this space, helping them understand whether they qualify and how to navigate the decision with confidence.

See in detail

Understand the stock.

NUA applies to highly appreciated company stock held inside your 401(k). It’s the difference between your cost basis and the stock’s current market value.

Avoid costly mistakes.

NUA has to be handled precisely, from distribution wording to cost basis. Done incorrectly, it can trigger unnecessary taxes.

Get it done right.

am specializes in NUA and works alongside your CPA to make sure the transfer and tax treatment are handled correctly.

Don’t Just Take Our Word For It

We’ve Earned Their Trust. We’ll Earn Yours.

Samantha has been my financial advisor for years. She’s always had my best interest at heart.

I was never sure of a retirement date or plan. Samantha had my back and had everything under control the day I notified her. I’m truly grateful and thankful for her support. I can’t imagine the process without her.

Donna Sprague, Client

Selecting Premier Financial Management and working with Samantha was a very good choice for me.

She is very knowledgeable in all aspects of finance. Whether it’s annuities, mutual funds, bonds, stocks, etc. she is very good in explaining the difference in each and the pros and cons of each. She has done an excellent job with my retirement account and I very pleased on how well she manages my account. She is always available for questions or meetings. I highly recommend her services.

Randy Burgess, Client

    Non-compensated client testimonial: may not be representative of all client experiences; no guarantee of future performance or success. Securities and investment advisory offered through Osaic Wealth, Inc. member of FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

    Notching a Niche Video image
    Podcast Appearance

    Get to Know Sam Before You Call

    Sam joined the What’s Next 4 Financial Advisors podcast to talk about her journey in financial services. She discusses how she built a practice centered around a niche she loves, left the traditional advisor model behind, and learned how to take control of her own business. It’s a candid conversation that gives you a real sense of who she is before you even make a call.

    Watch on YouTube

    From the Blog

    Latest Articles & Insights

    View All Articles
    Sam Thomas

    Let’s Talk About Your Financial Future.

    Whether you’re just getting started or ready to make a change, Sam is here to help. Reach out with your questions or schedule a consultation.

    Give us a Call
    Send a Message